Terms & Conditions

1. About these terms

These Terms & Conditions ("Terms") govern your use of bestukmoneydeals.co.uk (the "Site"). The Site is operated by Best UK Money Deals ("BUMD", "we", "us") from the United Kingdom. By visiting or using the Site you agree to be bound by these Terms. If you do not agree, please stop using the Site.

2. What the Site does

BUMD is an independent UK financial comparison service. We collate publicly available information on UK credit cards, bank accounts, personal loans and savings products, present it in comparable form, and provide editorial guidance through our blog. The Site is informational only. We are not a regulated financial adviser; we do not arrange, recommend or sell financial products; and we are not authorised by the Financial Conduct Authority to provide individual advice.

3. Eligibility

The Site is intended for UK residents aged 18 and over. By using the Site you confirm that you are 18 or older and ordinarily resident in the United Kingdom. Financial products listed are typically only available to UK residents and subject to status and lender criteria.

4. Accuracy of information

We take reasonable care to keep product information accurate and current — rates are refreshed at least every 24 hours by our editors. However, financial product terms change frequently and lenders can amend rates, fees or eligibility at any time. Always confirm the final terms with the product provider before applying. BUMD does not warrant that any rate, fee or eligibility detail on the Site is current at the moment you act on it.

5. Not financial advice

Nothing on the Site constitutes financial, tax, legal or investment advice. Content is general information for UK readers. For advice tailored to your circumstances, contact a firm on the FCA Register or use the free service at moneyhelper.org.uk. BUMD accepts no liability for losses arising from decisions made based on the Site's content.

6. Affiliate disclosure

When you click an "Apply now" or similar link on the Site, you may be taken to a third-party lender website. BUMD may receive a commission if you complete an application via that link. The commission is paid by the lender and never affects the price you pay, the rate offered to you, or the lender's terms. Our methodology — described on every comparison page and on the About page — ranks products on cost first and commission only as a tiebreak between equally costed products.

7. Acceptable use

You may use the Site for personal, non-commercial purposes only. You must not:

• scrape, mirror or otherwise systematically copy content;
• attempt to access non-public areas of the Site or its infrastructure;
• introduce viruses, malware or harmful code;
• impersonate any person or misrepresent your identity;
• interfere with the proper operation of the Site or related systems;
• use the Site for unlawful purposes or in breach of UK law.

8. Intellectual property

All editorial content on the Site — text, layout, graphics and structure — is owned by BUMD or used under licence and is protected by UK copyright law. You may share short excerpts with attribution and a link back. Reproducing whole articles or comparison tables without written consent is prohibited.

9. Third-party links

The Site contains links to third-party websites. We do not control and are not responsible for the content, accuracy or practices of third-party sites. A link is not an endorsement. If you follow a link you do so at your own risk and you should review the terms and privacy notice of the destination site.

10. Limitation of liability

To the fullest extent permitted by UK law, BUMD excludes all liability for loss or damage arising from your use of (or inability to use) the Site, including direct, indirect, incidental, consequential or punitive loss. Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability which cannot be limited under UK law.

11. Availability

We aim for high uptime but the Site is provided on an "as available" basis. We may suspend, change or discontinue the Site (or parts of it) at any time without notice. We are not liable for any unavailability.

12. Changes to these Terms

We may update these Terms from time to time to reflect changes to the Site or UK law. The 'last updated' date at the top of this page reflects the most recent change. Material changes will be notified to newsletter subscribers and via a banner on the home page for at least 30 days.

13. Governing law and jurisdiction

These Terms are governed by the laws of England and Wales. Any dispute arising under or in connection with them is subject to the exclusive jurisdiction of the courts of England and Wales — except that nothing prevents UK consumers from bringing proceedings in their local court where required by UK law.

14. How to contact us

If you have any question about these Terms, email [email protected] or write to: Best UK Money Deals, 4th Floor, 86–90 Paul Street, London, EC2A 4NE, United Kingdom.